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Zak Kennedy, REALTOR®

Discipline, honesty, and care, from first call to closing

I bring the habits I learned in the Navy to every client: prepare thoroughly, communicate clearly, and follow through.

Zak Kennedy, REALTOR®

My story

Why I do this work


I grew up in Youngstown, Ohio, and played four years of college football at Youngstown State University. In 2019 I joined the U.S. Navy, where I still serve on active duty.

I always knew I wanted to call Florida home. I moved here in March 2025 to serve as a dive school instructor, and I quickly fell in love with Panama City Beach, its community, and life along the Emerald Coast.

I bought two homes that same year with my own VA home loan benefit, and the process changed my direction. I fell in love with real estate, and I realized how little many service members and veterans know about the VA loan and their benefits. I know firsthand how much a good agent matters when you are juggling orders, deadlines, and a new place to call home.

Buying or selling a home is one of the most emotional and biggest financial decisions of your life, and I want to help you through it. I bring the discipline, integrity, and work ethic of my military background to every client. Whether you are buying your first home, moving on orders, investing, or searching for your place on the Gulf Coast, I am committed to keeping the process smooth, honest, and focused on your goals.

Off the clock

I love the beach, and Florida's beaches most of all. You will find me out at Shell Island, on the boat, playing beach volleyball, running along the sand in Panama City Beach, or spending time on the water with friends and family. I am also a big sports fan, especially golf, basketball, and football.

Three books that have shaped me: The Intelligent Investor by Benjamin Graham, Rich Dad Poor Dad by Robert Kiyosaki, and Unbreakable by Thom Shea.

What guides me

Five commitments to every client


  • Service

    Your goals set the plan. My job is to prepare you well and carry the details.

  • Trust

    Honest guidance, even when it is not what anyone hoped to hear.

  • Coastal lifestyle

    I live and work here, and I can show you how each area actually feels day to day.

  • Military understanding

    Orders, report dates, and remote decisions are familiar ground to me.

  • A luxury-level experience

    Every client gets polished marketing, responsive communication, and careful attention, whatever the price point.

Licensing

Credentials


  • Florida Real Estate Sales Associate, License SL3656847
  • REALTOR®, member of the National Association of REALTORS®
  • Military Relocation Professional (MRP) certification, National Association of REALTORS®
  • Brokered by Beachy Beach Real Estate
Military Relocation Professional (MRP) certification logo

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Let's talk

Let's start with a conversation

Tell me what you are planning, and I will tell you honestly how I can help.